Premier protection and comp stability.

For small and mid-sized businesses.

In addition to offering a number of workers' compensation alternative risk programs, Artex also provides Guaranteed Cost Programs that maintain the same standards for carrier rating, risk selection and underwriting that we employ with our other programs. In addition, we offer unbundled loss control and claims advocacy to assist insureds in achieving long-term rate stability. These programs are ideal for small and mid-sized clients.

  • Artex Light – for superior workers’ compensation risks in difficult classifications
  • Staff Guard – workers’ compensation for Temporary Staffing firms
  • Non-Profit – workers’ compensation for a wide variety of non-profit operations
  • PEOs - Middle Market PEO workers’ compensation program designed for a broad range of white, grey and light-blue-collar classifications, including light industrial, manufacturing and some artisan contractors
  • Warehouse – providing for Warehouse Legal Liability, Cargo Legal Liability, Property, and other companion coverages for the Warehousing sector

Artex Light

Our heterogeneous guaranteed cost program accommodates good risks in difficult classifications, as well as accounts with higher experience mods and improving loss trends. A discernible management commitment to loss control and workplace safety is highly preferred. Artex Light is constructed with best-in-class unbundled service and claims components – claims analytics and advocacy, tailored loss control and the industry’s leading third-party claims administrator – to deliver improved risk performance and profitability return to insureds.

  • Established: 2009
  • Territory: National
  • Lines of Business: Workers' Compensation, AL, GL
  • Target Premium: $150,000 - $1,000,000
  • Targeted Classes of Business: Contractors, Food Service, Healthcare, Hospitality, Manufacturing, Property Management, Transportation, Wholesale/Retail Distribution


Premium starting at $100K

Our guaranteed cost solution, designed specifically for temporary staffing firms and their unique needs, has a broad underwriting appetite for risks within clerical, light industrial and healthcare classifications. The security of an "A" rated carrier, a monthly premium payment (pay-as-you-go) option and 24/7 on-line certificate issuance place Staff Guard as the clear leader in providing workers' compensation coverage for temporary staffing firms.

  • Established: 2010
  • Territory: National
  • Lines of Business: Workers' Compensation
  • Target Premium: $100,000 and up
  • Pay-as-you-go premium payment option

Nonprofit Program

Our nonprofit, workers' compensation guaranteed cost program was launched in conjunction with a global, A+ rated carrier.

  • Established: 2010
  • Territory: National; The following states may be considered on a limited basis - DE, MA, NY, OR, RI
  • Lines of Business: Workers' Compensation
  • Targeted Classes of Business: A wide range, please review our Product Sheet for full details


Our guaranteed cost program accommodates good risks in warehousing and logistics, as well as accounts with higher experience mods and improving loss trends. Dedicated warehouse expertise is available to assist brokers and warehouse operators in reviewing warehouse receipts, customer contracts and building leases to identify coverage gaps and structure the most appropriate coverage.

  • Eligible Classes of Business: Public Warehouses, Contract Warehouses, Distribution Centers, Dry Storage Third Party Logistics, Cold Storage Third Party Logistics
  • Excluded Classes of Business: Moving & Storage Companies, Self Storage, Wholesalers
  • Coverages Offered: Warehouse Legal Liability, Cargo Legal Liability, Property, Equipment Breakdown, Crime, General Liability, Workers Compensation, Auto Liability & Physical Damage, Trucking Liability & Physical Damage, Umbrella Liability
  • Specialized Warehouse Legal Liability Coverage Extensions: Mysterious Disappearance/Inventory Shortage, Processing (Value Added Services), Cross Docking & Transloading, Loaded or Dropped Trailers, Contractual Liability Coverage, Overflow (Fourth Party Logistics Coverage), Contamination, Infestation, Refrigeration/Change in Temperature, Voluntary Parting, Newly Acquired Locations, First Party/Direct Damage Coverage for Warehouse Customer Goods
The Art of Risk

At Artex, we believe there is more to alternative risk management. As a trusted leader and provider of diverse (re)insurance and ILS solutions, our global team operates at the intersection of art and science—where creative thinking meets expertise and superior outcomes are made. That’s how we’re able to fully understand our clients’ needs and deliver the most comprehensive solutions available.

Established in more than 30 domiciles internationally, we’re here to help you make empowered decisions with confidence, reduce your total cost of risk and improve your return on capital. At Artex, we believe in finding you a better way.


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