Guernsey is Europe’s largest captive insurance domicile with more than 800 international insurance entities and premium written in excess of £4.8bn. It is well connected to the London Market and has a long history of being home to a large number of FTSE 100 captive insurance companies.

In 1997 Guernsey pioneered the Protected Cell Company (PCC) and has since introduced the innovative Incorporated Cell Company (ICC). Most recently it introduced a modern risk based solvency regime and in 2014 completed the world’s first pension longevity captive transaction.

Artex Guernsey has in excess of 75 dedicated and experienced staff, managing a large number of insurance vehicles covering most industry sectors on behalf of a wide range of clients. We specialise in captive insurance companies, insurance and reinsurance companies, PCCs, ICCs, pension longevity transactions, run off, and broker sponsored facilities. We provide service excellence in all areas of insurance management by listening to the needs of our clients to create and manage bespoke solutions


Status: British Crown dependency
Time Zone: GMT
Language: English
Law: Common law, based on English law
Currency: Pound Sterling (£)
Corporation tax: 0%
Major sectors: Finance, tourism, gaming, shipping
Insurance regulator: Guernsey Financial Services Commission (GFSC)


  • Modern risk based solvency approach but with no current plans to seek Solvency II equivalence
  • Close proximity and professional links to the London insurance market
  • Expertise in Captives, ILS, pension longevity
  • Protected and Incorporated Cell Company legislation in place
  • Good reputation for innovation
  • Mature and respected banking and legal infrastructure
  • Politically and economically stable
  • GFSC provides modern and appropriate regulation combined with commercial pragmatism



On the benefits of doing business in Guernsey:

Guernsey International Insurance Association

Guernsey Financial Services Commission

Guernsey Government


Have a question?


We have an answer. Please fill out this form, and an Artex expert will contact you.