Mid-Market Captive Solutions for Employee Healthcare

Apr 10, 2018

The use of captives as a funding mechanism for employee benefits has become one of the more intriguing and complicated alternative risk topics in recent years. Much of the increased interest has come from mid-sized employers exploring the practicality of using captives to fund healthcare benefits for their employees.

In this whitepaper, we will cover:

  • Medical stop-loss captives
  • Difficulties faced by mid-sized employers
  • ERISA and state regulation issues
  • Basic mechanics of a stop-loss group captive
  • Risk management
  • Growth projections